SIPPS Articles http://www.sipps-pension.co.uk 2006-09-23T20:46:54+01:00 http://www.sipps-pension.co.uk http://www.sipps-pension.co.uk/images/title.gif text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/what-are-sipps.php SIPPs stand for Self Invested Personal Pensions and that’s exactly what they are - a pension fund where you decide how and where your contributions are invested. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/sipps-faqs.php Find out what are the most common questions about SIPPS text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/key-dates.php 5 April 1960 : If you were born after this date, you will be the affected by the new minimum retirement age of 55. This means you will not be able to draw a pension until you reach 55. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/how-sipps-work.php The simplest way to understand how a SIPP works is to think of it as a flexible personal pension but with special investment facilities. SIPPs follow the same tax rules as personal pensions and stakeholder schemes. You can invest between 17.5 and 40 per cent of annual earnings each tax year, depending on your age. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/pension-contributions.php You will welcome the new simple arrangements if you have wanted to pay more in pension contributions than allowed by the present rules. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/lifetime-allowance-limits.php A new limit on the amount of money built up within your pension or pensions will be introduced after A-Day. This is called the Lifetime Allowance. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/investing-your-sipp-in-property.php One of the main changes the new legislation will encompass is a new set of rules covering eligible investments. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/other-sipp-investments.php If you are transferring funds from several pension investments or waiting to purchase property, a cash deposit account is an excellent way of earning interest without tax being deducted or taking any risk. In times of stock market volatility it can also prove to be a safe haven for your pension funds. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/pension-income-options.php The minimum retirement age will rise from 50 to 55 in 2010. Under the present rules if you want to receive an income from your pension without buying an annuity between 50 and 75 years of age you can opt for Income Drawdown. text/html 1970-01-01T00:00:00+01:00 http://www.sipps-pension.co.uk www.sipps-pension.co.uk http://www.sipps-pension.co.uk/tax-free-cash.php Tax-free cash represents the single biggest tax break offered by pensions, so it is vital to make the best use of it.